SSI is a welfare or a means based program, so it looks at your assets and your income. The benefits are available to folks who have not paid enough money into the Social Security system through their taxes, haven't worked in the last 10 years, and children. Folks who qualify for SSI will usually receive state Medicaid benefits to assist with their medical bills. The maximum benefit is about $730 a month and the benefit can be reduced if you receive financial assistance. There are very strict asset restrictions when qualifying for SSI. For instance, an SSI recipient cannot have more than $2,000 in the bank.