MICHIGAN CITY (219) 690-8997

Self Assessment – Can I handle My Own Personal Injury Claim?

There are some personal injury claims that an injured person can handle on their own. If your claim fits the following criteria, you may be able to go about it alone and you will not have to deal with lawyers:

  1. No dispute over who is at fault for the accident or the injury.
  2. Your injury is well defined and temporary.
  3. Health insurance, Medicare and/or Medicaid DID NOT PAY ACCIDENT RELATED EXPENSES.

If your claim meets the above criteria, you should have no problem resolving the matter on your own. On the other hand, if any of the following issues arise, you should probably consult with a lawyer of your choice:

  1. The other side takes the position that you are partially at fault for the accident or your injuries.
  2. Medicare, Medicaid and/or Health Insurance paid for some or all of your expenses.
  3. You have underlying medical conditions or pre-existing injuries that were aggravated by the accident or made you more susceptible to injury.
  4. You will need future medical care or have to chance occupations because of your injuries.

Every one of the above issues will add a lawyer of complexity to your claim and may require legal consultation. For instance, if your health insurance paid your medical expenses, and it is not properly reimbursed from your settlement, you may lose health insurance coverage.