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The 10 Triggers that Indicate You Need a Lawyer for Your Personal Injury Claim

Guy DiMartino Dec. 16, 2014

The 10 triggers that indicate you need a lawyer for your personal injury claim

The truth is that not everybody making a personal injury claim needs a lawyer to help them. The hallmarks of a claim that can easily be handled by the injured person include clear liability (there is not question of who is at fault) and clear injuries that heal up without residual problems.

On the other hand, here are the 10 triggers that you will need a lawyer to help you with your claim:

  1. The insurance adjuster blames you for the accident and doesn't want to take full responsibility for your injuries.

  2. Your injuries are serious or somebody has died. If you have serious injuries. The odds are there are multiple health care providers, hospital and insurance companies that are involved, which adds multiple layers of complexity to the claim. If somebody died in the accident, the claim is a wrongful death claim that has different characteristics than a personal injury claim. Additionally, a probate estate must be opened with all wrongful death claims.

  3. You would rather put your time and energy into recovering from the injuries than dealing with the adjuster.

  4. The adjuster is constantly calling and harassing you.

  5. The adjuster has taken the position that some or all of your injuries are not related to the accident. In these circumstances you will need a lawyer to explain to the insurance adjuster or hire the right doctor(s) to prove that the accident caused your injuries.

  6. The adjuster takes the position that you should be better by now. If the adjuster, who is not a doctor is playing doctor, he/she needs to be put in their place.

  7. You have a claim against a state or federal governmental agency. Bringing a personal injury claim against a state or federal governmental agency has a number of requirements that have to be timely filed.

  8. You have a claim against a corporation. If a corporation is a defendant, there is another layer of complexity.

  9. The adjuster is trying to pressure into a settlement, and you do not feel comfortable taking the settlement. At these times, you need a lawyer to advocate for you and take the pressure off of you so you can recover from your injuries.

  10. The adjuster takes the position that you do not need the treatment that your doctors are recommending. Again, the insurance adjuster is acting like a doctor, which they have a tendency to do more often than one would think. Many insurance adjusters think that because they read some medical records and know some terms that they are in a position to know when an injured person should be better.

Can you think of any other triggers that indicate that it would be a good idea to hire a lawyer for your personal injury matter?